Whether you’re looking to finance a new luxury vehicle or just lease one, Audi is making it exceptionally easy for you either way. Right now, you can finance any 2009 Audi A4 at an incredible 0.9% APR or lease a 2010 Audi A4 2.0T Quattro Premium for only $449 per month for 36 months.

While these are both uncommonly good deals, which one is the better bargain? Well, that all depends on your own personal priorities. If you would like to eventually own the car you’re making payments on, then obviously financing is the way to go. If you enjoy driving a new car every three years or so and like to always have your vehicle under warranty, then you’d probably prefer leasing.

By leasing a car, you only make payments on what you “use up” of the car’s value plus whatever additional fees are required for finance charges or extra miles driven. Whereas with getting a loan to purchase a car, you end up paying for the entire cost of that car, plus interest based on the rate and period you agree to as well as other fees, in addition to depreciation.

However, you’ll have a state-of-the-art, German-engineered luxury car that’s 100 per cent your own to show for it when all is said and done. While on the other hand, you’ll have nothing but fond memories of your Audi once your lease is up and you have to return it to the dealership. While both of those options each have their own grim realities, let’s not forget that we’re talking about an Audi here. The value of an automobile is more than just in its monetary worth or the sum of its parts— it’s in the pleasure you get from driving it, owning it and experiencing it.

If you’d like to take advantage of these Audi offers, you should act soon. This deal ends November 2, 2009.